News LIST

 

 

PUBLISHED: Wednesday, 2009-06-10

Business Insurance – Where to Start

CategoryBusiness Insurance

Insuring your business – regardless of its size – is a protection you need to take to ensure smooth and continued runnings in any event or unforeseen circumstances. The types of risks a business is exposed to is varied, and managing these risks is important. There are occasions where it is mandatory that you purchase insurance – for example, if you have company automobiles, employees or if it’s a condition of a loan that you have secured. In other areas, insurance is a matter of choice, and it is in these areas that you need to decide what’s the best protection for your business. This article introduces you to the types of protection needed for your business.


PUBLISHED: Wednesday, 2009-06-24

Optimizing Your Business Insurance Premiums

CategoryBusiness Insurance ,Insurance Planning

In determining premiums, insurers will look at your risk management techniques in your business. It makes sense – the better you protect yourself against a possible successful claim, the more sense it would make for the insurer to have you as a client. Minimizing your risks minimizes the insurer’s too.


PUBLISHED: Wednesday, 2009-01-28

Health Insurance

CategoryInsurance ,Insurance Planning

Just as there are many health remedies – Traditional, Western, Ayurvedic, and the list goes on – there are as many health insurance plans. Health insurance gives coverage for hospital stays and other medical expenses. Most individuals receive health insurance from their companies as a standard benefit – but if you’re self-employed or wish to be be extra vigilant about the coverage, you’ll have to shop around for a good policy attuned to your needs.


PUBLISHED: Wednesday, 2009-07-08

Protect Your Earnings. Protect Your Dignity.

CategoryInsurance ,Insurance Planning

You know that you can continue to enjoy life and meet your financial obligations as long as you have the capability and ability to continue working till your intended retirement age. Contingency planning takes a back seat – the thought of meeting with an expected event or facing a loss of income for a prolonged period is far from your mind.


PUBLISHED: Thursday, 2009-01-01

Term & Life Policies

CategoryInsurance Planning

Term insurance policies protect you for a fixed period of time, its gives you the best protection dollar for dollar, minus all the bundled benefits that come with life policies. However, life policies are not without their benefits.


PUBLISHED: Wednesday, 2009-03-18

Starting a Family - Some insurance needs of to-be parents

CategoryFinancial Planning ,Insurance Planning

Your insurance needs change fundamentally when you take on – or plan to take on – your new role as a parent. You need to re-examine the types of insurance you currently have and consider building up your portfolio or new options to suit your changing needs.


PUBLISHED: Thursday, 2008-12-18

Insurance – Getting Your Basics Covered

CategoryInsurance Planning

The idea behind insurance is simple. Designed to protect, you are insured when you pay a set amount of money, known as a premium, to an insurance company that in return agrees to cover your costs if a certain event – which is pre-determined and for which caveats are laid out – occurs. The insurance company, in exchange for the premium, takes on your risk.


PUBLISHED: Wednesday, 2009-01-28

Health Insurance

CategoryInsurance ,Insurance Planning

Just as there are many health remedies – Traditional, Western, Ayurvedic, and the list goes on – there are as many health insurance plans. Health insurance gives coverage for hospital stays and other medical expenses. Most individuals receive health insurance from their companies as a standard benefit – but if you’re self-employed or wish to be be extra vigilant about the coverage, you’ll have to shop around for a good policy attuned to your needs.


PUBLISHED: Wednesday, 2009-01-14

Have Policy, Will Travel

CategoryInsurance Planning

When flights of fancy take over you, the last thing you want to worry about is a resounding thud back to reality when you’re saddled with a huge bill resulting from unforeseen circumstances during your dream trip. A few simple steps before setting foot on that ship/ plane/ train will save you a lot of potential heartache. When you’re chasing your dreams or that multi-million overseas contract, you don’t want to leave anything to chance.


PUBLISHED: Monday, 2009-02-16

Covering Yourself Against Critical Illnesses

CategoryInsurance Planning

Critical illness insurance is not to be overlooked in your insurance portfolio. Without basic health, many of your economic activities will grind to a standstill, and you need coverage for such periods of medical trauma and financial stress. Some policies pay out a lump sum upon diagnosis of a pre-listed illness, while other policies pay out regular income while covering any related surgical procedures.


PUBLISHED: Wednesday, 2009-05-13

Getting the Best Rate on Life Insurance

CategoryFinancial Planning ,Insurance Planning

~factors that affect your insurance premiums and tips on lowering them


PUBLISHED: Wednesday, 2009-05-27

Are You Insured in an Epidemic?

CategoryInsurance Planning

With the discovery of the Influenza A (H1N1) virus in the United States in April 2009, a renewed spotlight has been cast on the consequences of an epidemic, and how to deal with it.


PUBLISHED: Wednesday, 2009-06-24

Optimizing Your Business Insurance Premiums

CategoryBusiness Insurance ,Insurance Planning

In determining premiums, insurers will look at your risk management techniques in your business. It makes sense – the better you protect yourself against a possible successful claim, the more sense it would make for the insurer to have you as a client. Minimizing your risks minimizes the insurer’s too.


PUBLISHED: Wednesday, 2009-07-08

Protect Your Earnings. Protect Your Dignity.

CategoryInsurance ,Insurance Planning

You know that you can continue to enjoy life and meet your financial obligations as long as you have the capability and ability to continue working till your intended retirement age. Contingency planning takes a back seat – the thought of meeting with an expected event or facing a loss of income for a prolonged period is far from your mind.


PUBLISHED: Wednesday, 2009-09-09

Your easy guide to understanding car insurance in Singapore

CategoryInsurance Planning

Most of us may make a claim with our car insurance company at least once in our lifetime. However, it is at these times that we will finally understand what we’ve been paying for in premiums throughout all the years. Terms like premiums, excess, no-claim discount suddenly become real as we grapple with navigating through this sudden sea of confusion. Your best defense? Understanding car insurance right from the get-go.


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